Before we delve into the essence of a credit advance margin agreement (CAMA), let`s first define these terms separately. Credit refers to the ability of a borrower to receive funds that they will pay back at a later time, with interest. Advance, on the other hand, refers to the act of providing something before … Continue reading →

If you`re a student who is planning to participate in the Erasmus program at the University of Vienna, you`ll be required to sign a “Learning Agreement” as part of the process. But what exactly is a Learning Agreement and why is it so important? First and foremost, a Learning Agreement is a document that … Continue reading →